TOPEKA, Kan. (AP) — Consumers and health care counselors in Kansas are struggling through problems with the federal government's online insurance marketplace ahead of the deadline to sign up for coverage. Kansas residents had until 11 pm Central time Monday to get an application for coverage started under the 2010 federal law, which requires most Americans to have coverage or pay a tax penalty. At the Topeka public library, health care navigators initially had problems accessing the federal marketplace website. Later, they could access the site but found downloading information slow. Katrina McGivern of the Kansas Association for the Medically Underserved said navigators were swamped with appointments. The association trained most of the state's approximately 170 navigators. But the Republican-dominated state Legislature still was looking for ways to resist the 4-year-old federal health care overhaul.