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Kansans Brace for Flood Insurance Changes


TOPEKA, Kan. (AP) — Some Kansas officials, real estate agents and homeowners say the changes to the debt-raddled National Flood Insurance Program don't match reality in the rarely flooded state. For many years, the federal government offered subsidized flood insurance on homes and businesses constructed in the days before there were many rules about building close to the water. But premiums collected haven't been sufficient to cover the payouts, leaving the program $24 billion in debt. Errol Wuertz, a real estate agent in Hays, said Washington should be more realistic in its approach. Congress acted in 2012 to replace the funding, and even after a recent overhaul, more than 40 percent of the nearly 5,550 policyholders in Kansas will see annual increases.

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